Tuesday, July 22, 2008

I've started on my new job. And it's going really well. Not much time to blog these days, since I'm working 2 jobs and trying to get some school work done in the evenings. But it's only now during the summer vacation that I can work this much. If ever there was a time to work and save up some money it's now. I won't have half as much time when we reach the fall.

Friday, July 18, 2008


Thursday, July 17, 2008

New Job

I've got good news. I got a new job today! More hours, more pay and just an all-round better job. This blog has really helped me out so far. Staying focused about job hunting, writing about it everyday, thinking about it everyday, motivating myself everyday and just really taking action everyday were in the end the things that landed me this job. I'm really happy right now. I will be working 2 jobs at the moment - one during the week and the older one can be limited to the weekends. After the summer I'll be quitting the older one. Then it's back to college - 5th and final year - and the new job at the same time. That's going to be...hmm...let me say very exciting time management-wise... :)

Money and the Issue

During the next few days I'll be setting my sights on the money issue again. These past days have mostly been focused upon my working days (earning money) and job hunting (earning more money). So a lot of blogging about these things. But before long I'll have to face the facts and write down black-on-white an updated, realistic (gulp...) budget. And see where I can earn and save especially. Not looking forward to that, at all. I know the looks of that budget aren't going to be too pretty with the current job I'm in right now. But I guess someone's got to take a look at it. And no one else to do it but me.

Pics of my work place


I took some pictures today of my work place during my break. It looks kind of like a ghost town I must admit on the picture below but I guess cause that's because everyone is up inside. Well except for me at this time. I guess I better explain that we have different/flexible break times.
Looking now at the picture of the front door of our office...hmm...that just takes the inspiration right out of your day doesn't it. Pretty dreary looking... Oh well, at least I'm looking for a new job now.
By the way, I got good news today. I got a call this morning from one of the jobs I applied for. They wanted to see me for a job interview. Yippeee! I'm happy you can tell.

Wednesday, July 16, 2008

So another day at work. Money earned. It was a bit of a boring day at work, but oh well, there'll always be days like these. Another day at work tomorrow. Hopefully better and more inspiring.

And I've sent another job app again tonight. I got an answer on the last one I sent, and unfortunately it was a "no-go". Oh well, another one's been sent. This job's also better than the previous, so I'm hoping...

All in all, not my day today, I guess. But tomorrow will hopefully bring better new things.

See you :) 'Til then, bye.

Savings tips specifically for students

I've added some new links on the sidebar. They're specifically targeted at students and comprise a long list of different types of savings tips. Check them out. I haven't finished reading them all myself. But they looked pretty cool, so I thought I'd share them with you all. Enjoy!

Monday, July 14, 2008

Another one sent!

Another resume/job app has been sent!
Cross your fingers x x for me...

Sunday, July 13, 2008


Wow! So this is one of the things that I am saving up for. A professional Canon digital camera. I've been thinking of buying it used. I've looked around a bit and have seen that I can get a pretty good camera w/ everything incl. for about 3300-4000 ($660-800). So I'm putting a picture of it here to help motivate me. To earn and to save.
My savings goal is 100.000 ($20,000) to begin with. Hopefully within a year I'd get that. That's the goal alright. But it's going to be difficult of course with both college and a job.
I also have a deal with myself that I won't buy that camera unless I've got 26.000 ($5,200) saved up in the bank... so incentive, incentive...

Links to other 'my money blogs'


Here are the promised links to other "my money blogs".
This first one was the one that inspired me to start my own money blog. Here you go! Enjoy!
My Money Blog
Money Musings

Let me know if there are other good "my money blogs" out there that I have overlooked. I could always use a bit of good old inspiration.

Saturday, July 12, 2008

So here's the situation

Right now as I write I am officially in the hole. My net worth is 0 in my local currency, $0 in the US ...or even ¥0 in Japan. Yes, I think that that illustrates or sums up the situation more or less in its entirety :)

My bank account has just only reached this zero at the beginning of this month. When the rent, the electricity and the internet bills had to be paid. Since I had been buried in exams since the middle of march, the hours I worked at my job were the absolute minimum. And in the end that wasn't enough to even pay the bills.

I had to borrow a little money from my dad to make ends meet this month. And now I'm just working away to try to get through to the next.

Money has got to go into the bank.

So I'm working, and working, and working.

* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *
However I am currently also looking for a new job that gives more hours and more money per hour. So I'm using my spare time on some job hunting right now.

* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *
Working, working, working. It's all well and good during the summer vacation. But the real challenge will come in the fall, when I go back to my final year in college.

* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *

So, here you have a few thoughts, an outline of the situation, and also a few cliff-hangers on changes that'll be coming up.

I also don't want this blog to be just about me. I will therefore also be putting up links to other cool "my-money-blogs" - one of which actually gave me the idea and inspiration to start my own. Tips on starting savings accounts and budgeting links and fun saving tips will also be coming up. I'll be keeping this blog very casual and very light. Not filled to the brim with a lot of financial data and facts. There are enough of those kinds of pages on the web...and honestly, they do a much better job at it than I ever could. So a personal little blog about money. And how to make a difficult and often dreary task like saving inspiring, fun and not entirely unlikable :)

I will be using this place to unwind. I will be using this blog to relax when I get home from work...and see things in new perspectives. And also I will be using this blog to see saving as something positive. Hopefully, this will all give me the inspiration to get ahead of the bills.

'Til next time :)


Welcome to my money and savings blog!

Hello - and welcome to my money and savings blog. We all know how tricky and difficult it is to try and save just a bit of money each month to put aside for those rainy days. So I decided to blog about it. Hopefully writing about it, thinking about it and making public my attempts to create a savings account will help keep me on the right track.

My situation will differ a little bit from many of you because I am a student who (due to different circumstances) now during my last year at college has to work a full-time job to make ends meet. Well, either that or take huge loans. I'm trying to veer myself away from the latter.

I also live in a european country so many of the financial specificities often will have difficulty translating from one country to another. The the amounts will be listed in my local currency with the dollar equivalent listed as well next to it.

All in all somewhat different circumstances but the objective -no matter where you are in the world -or where you are in your life right now -is pretty much still the same.

Saving up will be difficult, no matter which way you twist and turn it.
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