Saturday, January 31, 2009

Saving Challenge Day # 1

Saving Tip # 1: Turning down the heat

I love the warmth and to be nice and snug during the winter. However, I realized that if I turned all my heating down just half-a-notch in every room, and instead wore two pairs of socks and warmer clothes, I could be saving a noticable amount a year on heating alone.

So this is what I'm doing today.

Saving and Spending

Ok, so one thing I'm going to be focusing on in the next few weeks is saving. In the purest, quintessential sense: not spending.

Spending is something I, unfortunately, like many other people enjoy doing. Not to the extreme, mind you. But still, spending will be always more fun to me than not spending.

So for the next weeks I've given myself a challenge. Because spending/saving is something that can be dealt with right now and on a day to day basis, I've decided to lay my focus there.

The challenge is a simple one, but hopefully it will be highly effective.

Everyday I will be thinking of a new way to save money. And most importantly I will be implementing it.

Each day I'll be posting the saving tip here on the blog.

My tips won't be new or groundbreaking eye-openers. You will probably have heard them all before. But the most important thing is in the doing. And sometimes, even if I know all these things, I forget to do them. And that's my weakness. And that's what this personal blog challenge is all about. To remind myself and to spark my creativity when it comes to thinking up ways to try and save money. To be aware of my spending/saving habits and last but not least to do something to save money.

If you've got any good saving tips of your own that you'd like to share then you're more than welcome to let me know. Thanks!

Thursday, January 29, 2009

So here I am back at the keyboard again typing away. I've got another site to show everyone that I happened to stumble upon today. I was reading other people's personal finance blogs when I realized that there's an entire blog hosting site dedicated to just that, it's called Personal Finance Blogs - Real People, Real Finances and their mission statement is as follows:

"Welcome to Real People, Real Finances, a place where you can blog about your personal finances among the supportive help of others. Writing about your money and money management is an effective way to help keep your personal finances in order and attain your money goals. Join our network of personal finace bloggers and share your thoughts, issues, goals and daily musings about your personal finances and money today."

There one can blog with other like-minded people about money, life and the sort. It's a pretty smart idea. I might myself at a later time create another My Money blog there, and maybe transform this one into a more personal blog, who knows. But right now I can't manage a multitude of blogs and do all the other things I have to do. So I'm quite content with this little blog I have going here.

It gives me the space I need to say what I want to say.

Wednesday, January 28, 2009

I've found this great website that I want to share with everyone, it's called The Frugal Law Student. The name should say it all. And actually another blogger down here on Blogspot has done a short, clever & excellent review on it. Check out the review here at Law Career Blog. Whether your a law student or not The Frugal Law Student site is an insightful, entertaining and humourous site that I think a lot of us can relate to. Go check it out.
I've been gone for a long time and I'm finally back. Been gone for some months. It's all due to the killer exams I've had to take this semester. I've had to write two 25-page exam papers, hand in a big project and last but not least take an oral exam. All this in 4 months. Needless to say, I've had a couple of pretty tough months. But all this is over and finished. I managed it. Now the only thing that's left is my thesis. I'll be starting work on that when the University re-opens on February 1.
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