“It’s good to have your [financial] goals written down so you see them everyday and don’t lose focus on your ultimate objectives.”
I read this in a comments section, and my, doesn’t it ring true.
Keeping in that spirit, I’m listing my financial goals for December 2010 right here. I’m going to keep them small, so that I know that I can easily accomplish them. Because there’s nothing worse than setting unrealistic goals for yourself and then failing at them. There’s nothing more demotivating than that. I know, because being the overly ambitious soul that I sometimes can be I often have a tendency to fall into this trap of setting too high goals (that were unrealistic to begin with) and failing -and then blaming myself afterwards for it. Not a very good, motivating factor. So I’ll start small now and then build this one up.
December 2010 Financial Goals
- Pay $100 towards reducing my debt
- Put away $100 towards savings
That should do it for now. These amounts, by the way, have already taken into account the the Christmas-presents-factor in my budget for December ;) So no worries :)