Saturday, March 07, 2009

4 Very Simple Ways That Taking Care Of My Plants Has Saved Me Money

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Who would’ve known that taking care of one’s plants actually saves you money. And keeps you happy.

my money and savings blog - plants pot

Photo from: www.inhabitat.com .

Taking care of my little green plants has saved me lots of $$

1. Your costs for continually buying new plants goes down. Being a single girl with lots of other commitments in my life, watering my plants wasn’t always one of them. I’d continually forget to do this, meaning I’d continually need to restock on plants. Taking care of these little green things has now saved me tons in expenses. I don’t use fancy fertilizers or the sort, just good old fashioned water.

2. Plants are cheaper than pets. I’d like to have a dog one day probably when I get a husband and kids, but having one now, would be downright harsh for the poor thing, I’m hardly ever home, I don’t have enough money to pay for its vet bills, I wouldn’t have the money to pay for its food or grooming let alone other extra expenses. Having plants in this point in my life is what I need. I can be away for days at a time, and all they need is some water and some sunshine. Then they’re happy. And in turn make me happy by brightening up my apartment and a little part of my life.

3. You can give plants as presents. If your out of ideas and money – then you can always cut a little sprout off your plant (or alternatively a flower or two) and give these as a present. And if you have a cute little container (and I’m sure you do) that you have stashed away in your basement or in the back of your closet, then this will make a charming and creative little pot or vase.

4. You can use little sprouts to make new plants. When you feel the urge to have more plants in your home, then instead of buying them at the store you can just use the little sprouts from the plants that you already have. That is, if you’ve taken care of the one’s you already have ;)

So here are the 4 ways that taking care of my plants has ended up saving me money.

Maybe you have more and other experiences with this…? Please feel free to share them with me!

Over the past 2 years…

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Over the past 2 years I’ve noticed a considerable amount of motivation loss when it came to studying – simply because I’ve been studying for quite some time now.

So time and again whilst writing my exam papers I would search for motivational resources on the web and get tips and pointers on how to boost motivation and get things done.

So as a thank you and as my own contribution to the big, bustling online world of motivational tips. I’ve structured these 2 posts on my other blog The Everyday Life Of A College Student And Her Thesis that you’re more than welcome to read.

The list will no doubt get longer these months as I continually will have to battle the ups and downs of writing a thesis – and I’ll no doubt share with you the motivational and productivity tips and tricks that I learn along the way.

‘Till next time.

-DH

Thesis Update

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I’m going to be focusing a lot on my thesis here on the blog during the next months.

Just to warn you ;)

But I’ve also set up 2 other blogs, one is called Thesis Update where I’ll be tracking my progress, and the other one is called The Everyday Life Of A College Student And Her Thesis where I’ll be mostly writing about motivation, getting things done and the whole writing process. I’ll never be mentioning or discussing my subject at any point whatsoever. I will only be documenting the journey. You’re more than welcome to join me on it.

-DH

The one thing that stands between me and money

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The one thing that stands between me and money right now is my thesis.

I’ve got to get it written and handed in. The estimated time for this is 6 months.

6 months of racking up debt.

6 months of not having a full-time job.

This thesis is the killer of my finances right now ;)

So the best way to remedy my finances right now is just to get it written and handed in so that I can go out and get a job, start earning some money, and begin paying back my debt.

IT’S AS SIMPLE AS THIS. JUST GET IT DONE.

Friday, March 06, 2009

‘Saving Challenge’ Review And Recap

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Today is the last day of my own personal Saving Challenge. I started this challenge on Jan. 30, 2009 as a way of paying attention to my saving and spending habits. This post will be documenting the journey:

Saving Challenge Day # 1: Turning down the heat. I turned down the heat half a notch in all my rooms.

CURRENT STATUS: This challenge has been “on-and-off”, literally, because some days I’ve had to turn the heat up again and on others I’ve turned them down again. But right now 2 out of my 3 heaters are turned down half a notch.

Saving Challenge Day # 2: Staying At Home. I needed to get some work done so on that Saturday I stayed home all day and all night working, which in turn, saved me money.

CURRENT STATUS: I’ve actually taken this tip to heart a couple of times since then. And this weekend I’ll be using it, as I need to get a lot of work done on my Master’s thesis.

Saving Challenge Day # 3: Switching off appliances on standby. I switched off all my appliances on standby.

CURRENT STATUS: Appliances still off standby!

Saving Challenge Day # 4: Talk a little less, text a little more. I implemented texting instead of talking.

CURRENT STATUS: This has also been an “on-and-off” gig. Somedays I’ve texted a lot (instead of talking) and somedays I couldn’t be bothered and resorted to talking (making phone calls) instead. But all in all I still talk for very little a month less than 100 (less than $20) so I am constantly trying to keep my phone expenses down to that.

Saving Challenge Day # 5: Savings container for your spare change. I implemented the use of a container to put away one’s spare change.

CURRENT STATUS: Ok, this is one challenge that I definitely fell off. Being a debit card person (and the keyword here is card) I don’t ever have any cash on me, let alone spare change. So the little jar I found and appointed as my new little piggy bank is in the same corner as it was put that day with not a coin in it.

Saving Challenge Day # 6: Comparing prices. I needed to by some materials for my university so on that day I compared many different prices to get the best deal.

CURRENT STATUS: This is again an “on/off” thing. This varies depending on how big a purchase I’m making and also on how much time I have.

Saving Challenge Day # 7: Saving On Paper & Ink. A couple of tips on how to save money on paper & ink. Like not using double-spacing, printing on both sides (for drafts), reusing your already-printed-on paper as small square pieces of scrap paper, and finally, jot down instead of print out. As for ink, print in “draft mode”.

CURRENT STATUS:  I haven’t  printed anything out since I handed in that last exam paper last Monday. Which, I guess, is a good thing is terms of saving paper and ink ;)

Saving Challenge Day # 8: Where were you when the lights went out? A light bulb in my kitchen went out and I decided that in the spirit of saving money I would leave it be since I had another lamp in the kitchen that I could use.

CURRENT STATUS: I put a new bulb in the following day because my heating guy was coming to check the heaters including the one in the kitchen. So I replaced the bulb so that he could have some light in the room to read my heating meters.

Saving Challenge Day # 9: Turn Off The Lights, Dammit! I noticed that ALL my lights were on in my entire apartment. And so during the course of the blog post, I shut them all down.

CURRENT STATUS: I’m taking this tip to heart and the lights in the kitchen and bathroom are at present time all shut off.

Saving Challenge Day # 10: If you ride it, then get a discount. I talk about the advantages of buying weekly or monthly bus passes/train passes instead of buying individual tickets.

CURRENT STATUS: I have a monthly bus/train pass that I have just used today.

So all in all this ‘saving challenge’ journey has lasted 36 days. It’s been the first of its kind that I’ve tried out, and I must honestly say that the value of it has been priceless.

It’s made me see saving in a fun light, has continually sparked my creativity when it came to saving both as I sat here by the computer but very much as well as I went grocery shopping or book hunting or when I made phone calls.

The awareness of money and saving during these weeks have truly been valuable and have helped me in more ways than one.

So this ‘saving challenge’ was a great and fun experience that I’ll no doubt pick up again and start a new series on at a later time.

For now, thanks for reading.

‘Till next time.

Saving Challenge Day # 10

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Saving Tip # 10: If you ride it, then get a discount

This last post on my ‘Saving Challenge’ series is going to be about transportation.

I myself ride the bus and take the train everyday – yes, I don’t have a car - and if you take the bus or train often then there are always discounts you can take advantage of. To buy 1 ticket is naturally always more expensive than if you buy a bus pass for an entire week, month or whole year.

my money and savings blog bus

my money and savings blog train 

I usually buy bus passes for one month at a time. That way I can easily choose to skip those months that I don’t get outdoors very much – for  example during exam periods. Then it’s cheaper for me to just buy individual tickets on the few occasions that I do get out. Rule of thumb is if I use busses/trains more than 15 days a month, then there’s money to be saved by buying a monthly pass.

Try it out, yourself,  if you use public transportation. Calculate how much you can save by using weekly or monthly bus passes.

So this is the saving tip that I’ve used today (and will be using everyday this month).

 

Bus Photo by: Aaron Naparstek / Train Photo from website: www.cs.kuleuven.be

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