Would you ever let your boyfriend cut your hair?

Now those of you who read my blog know that I’m very frugal and saving-minded. But under no circumstances would I ever let a boyfriend cut my hair to save money.

Yes, those extra monitos spent at a professional hair salon are well spent in my opinion. In fact the hair salon doesn’t even have to be a very “high-end” one for me, as long as they know what they’re doing and do it for a living ;)

Even discount hair salons I’ve been to. But even then I trust them imminently more than I’d ever trust a boyfriend with a pair of shears.

I came to think of this because I was searching for something quite different in Google and found this headline that read:

HOW NOT TO CUT YOUR WIFE’S HAIR - Since my wife's hair is about 3" long, I thought that it'd be nice to hold .... “Vicki, that haircut looks like hell,” and it would start all over again. ...

LOL ;) How could you not be curious after that, lol :) So I had to click on the link and read the story. And I can warmly recommend it. You got to read it.

(You can click on the blue link in the block quote above :)

So those were just my two-cents about this whole hair-cut thing :)

Would you ever let your boyfriend touch a hair on your head with a pair of scissors?

Would you ever let your boyfriend cut your hair?

You brave soul, you.

To Do List and A Story

I was reading through Beachgirl’s Budget Blog and I got the idea to post my own to-do-lists up here on my blog. This is a great thing for me because it combines productivity and blogging.

So I’ll give it a go.

• Read chapter about DB


• Read chapter about BS


• Read chapter about RB

Every Friday I have to e-mail my thesis supervisor to tell him what I’ve done during the week. I only had to e-mail him what I’d done since Wednesday since I just had a meeting with him Tues. this week.

However, the last 2½ days I’ve been: Wed.: Meeting up with my Dad. Thurs. & Fri. morning: Taking care of some arrangements to view an apartment. This took 1½ day because of the annoying mess up of who actually has the keys: the apartment company, the maintenance guy or the tenant. So several phone correspondences and 2 visists to the actual apartment, but not being able to get inside – took all in all 1 and ½ day.

Still haven’t seen the apartment, lol :)

But so when I e-mailed my supervisor today, you can imagine, I had the worst guilty conscience. So I promised him all that I’d get done this weekend. So I better do it ;)

Hence the to-do-list :) And the “stay-at-home to study” weekend.

Here’s to having a guilt-free conscience when I e-mail my supervisor next Friday with a LONG list of things I’ve written and read! :)

(And to seeing that apartment finally next week, lol :)

30 Easy Ways To Save Money - Day 2: Coffee

This is Day 2 on my series “30 Easy Ways To Save Money” – Am I Doing All Of Them???”, where I decide to put my spending habits under a magnifying glass and tackle every point on the list.

• 2. “Make your own coffee: Everyone seems to have heard of the latte factor. Even though the author may have overestimated the savings from skipping a latte at Starbucks, don’t underestimate the ding it puts in your pocket in the long run. You don’t have to entirely ban drinking coffee, but skip it as often as possible unless you make it at home.”

Quoted from original post at: Dumb Little Man, Photo: Coffee-Exchange. 

Now this is actually one I’m quite good at doing. Drinking coffee at home. I know that in an earlier post I mention that coffee-on-the-go is one of my spending vices. However, the ratio is probably 1:3. For every one cup of coffee I drink out, I drink 3 at home. Sometimes more. (I drink a lot of coffee, lol :)

And in this 1:3 ratio I also count the cups of coffee that I take at the university as “drinking out”. Which is dirt cheap ($0.80).

Often times I’ve caught myself wanting to grab a cup of coffee on the go, but then decided to wait either ‘til I got home or got to the university.

As these would be by far cheaper than spending anywhere between $5 to $9 on a cup of coffee.                                                  (Prices: $5 at the train station, $9 at a regular coffee place).

So despite that I do on occassion catch the expensive coffee on my way, I by far drink the majority of my cups fairly cheaply.

But I think this was a conscious decision made some years back when I more or less grabbed a cup of coffee and a small breakfast sandwich at the train station everyday. This was my trusty morning routine. But in the long run after having done this for one and a half years I realized that I was spending (wasting) too much money on this. And so changed this habit.

And so today it’s only on occassion that I grab a cup of coffee at the train station or at my favourite coffee place on my ‘travels’.

I still do it though, so I’m not guilt-free, lol :) But I’m very conscious about this, so I often choose to wait ‘til later and grab the coffee at cheaper prices either at home or at the university.

Today’s link love

I just came across a couple of sites that I wanted to share with you all. Enjoy!

 

PF POSTS (& PF BLOG)

• Free Money Finance: “Ten Steps To Becoming A Millionaire”
• Free Money Finance:  “Millionaires Tell How To Become A Millionaire”

PF BLOGS

• PF Blog: One Man’s Mission To Have A Net Worth of 1 Million Dollars
• One Year Rent-Free: One Girl’s Adventures Of Living 1 Whole Year Entirely Rent-Free

THE EVERYDAY LIFE OF

• High Heels and High Chairs: One Woman’s Journey From Career Woman To Stay At Home Mom
• Confessions Of A Twenty Something Year Old: One Young Twenty-Something’s Ramblings About Life…And Coffee :)

30 Easy Ways To Save Money – Am I Doing All Of Them???

I was reading an article called 30 Easy Ways to Save Money (and No, you are not doing them all!). That’s when I realized that I wanted to do a series where I tackle each and every one of the saving tips listed to take a deep and thourough look at which ones I do and which one’s I don’t.

This way I can maybe get new ideas on where I can save more money. I’ll give it a shot.

But as I love doing series I’m going to take my time with this and do it over 30 days (well, probably not 30 consecutive days, as my thesis writing doesn’t really permit this, I have a difficult time fighting my *ahem* (guilty conscience surfacing) internet procrastination as it is :) but as much as I possibly can on a regular basis.

I’ll probably be doing regular posts in between as well.

But as for now I’ll be enjoying my new series. The first series I did was a 10-day saving challenge (that lasted 36 days, lol :) But in the end who really cares how long it takes :) As long as I get out of it what is really important – and that is essentially the constant consciousness of saving on an everyday basis.

I’ll go ahead and start with the first one.

1. “Cook at home often. If both the husband and wife work, this is likely to be very difficult. Start out with the habit of cooking at home once a week and slowly increase the frequency until you find a balance between saving money and getting stressed out.”

 

 

 

 

 

Quote: Dumb Little Man, Photos: Epicurious & Villa Milagro Vineyards.

Ok, let me take a look at this:

How many times have I eaten in and eaten out for this past week.

• Wednesday: lunch: OUT, dinner: IN
• Thursday: lunch: OUT, dinner: IN
• Friday: lunch: IN, dinner: IN
• Saturday: lunch: IN, dinner: OUT
• Sunday: lunch: OUT, dinner: IN
• Monday: lunch; IN, dinner: IN
• Tuesday: lunch: OUT, dinner: IN

Points: IN: 9 points OUT: –5 points

Hmm… I seem to eat out a lot. Mostly for lunch, it looks like. But this is actually a good excercise. I’ll track my eating/cooking habits in a similar way during the course of this following week. To get conscious about eating IN more.

• Wednesday:  lunch: IN, dinner: IN
• Thursday: lunch: IN, dinner: OUT
• Friday: lunch: IN, dinner: IN
• Saturday: lunch IN
• Sunday:
• Monday:
• Tuesday:

Hey, this constant consciousness of saving mentioned earlier is already kicking in. This is going to be fun.

Calvin & Hobbes and The Economy

A cute comic strip with our beloved Calvin & Hobbes originally printed 15 years ago.

(Click image to enlarge)

Original post found at  Greg Mankiw's Blog: Random Observations for Students of Economics.